Health & Dental Plan

What’s Covered?

Among other benefits, the Plan covers:
– Over $10,000 for health ( Prescription drugs, Vaccinations, physiotherapist, Chiropractors, Ambulance, Psychology, etc.)
– Over $250 in vision care (eye exams, eyeglasses and contact lenses, laser eye surgery)
– Up to $500 in dental care (checkups, cleanings, fillings, extractions, root canals)
– Travel health coverage (up to $5,000,000 per lifetime, 120 days per trip), trip cancellation and trip interruption in the event of a medical emergency.

Visit www.studentcare.ca for complete details.

Who’s Covered?

All Canadian and Québec graduate students who are paying tuition fees and GSA association fees, and who have an active registration with Concordia in the Fall or Winter semester, are automatically covered by the GSA Health & Dental Plan. This includes CIPs.

Certain exceptions exist. Please check your student account to confirm if you have been charged the Plan fees.

All international students are eligible to enrol themselves in the Dental Plan. International students covered by provincial medicare may be eligible to enrol in the Health Plan as well.

How Much Does It Cost?

The Plan fee for full-year coverage (Sept. 1, 2022- Aug. 31, 2023) is $473.92. The breakdown is $302.44 for health coverage and $171.48 for dental coverage.

The cost of the Plan is part of your student fees and is paid for through Concordia’s tuition payment portal.

How Can I Save More?

You can further enhance your benefits by visiting health professionals who are members of the Dental, Vision, Chiropractic, Physiotherapy, and Psychology Networks. You are covered for the insured portion regardless of the health professional you choose. By consulting a Network member, you will get additional coverage. For example, by visiting a Dental Network member, you will receive an additional 20%-30% off dental services. Visit www.studentcare.ca for more information.

Can I Change My Coverage?

If you are covered by another extended health and/or dental plan (e.g. a parent’s or spouse’s employee plan), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket costs.
Alternatively, you can opt out of the health portion, the dental portion, or the Plan in its entirety during the Change-of-Coverage and Opt-Out Period from September 7th-23rd, 2022 (for Fall semester students) or January 9th–24th, 2023 (for new Winter semester students only) and look for the Plan fee to be reversed from your student account.

If you are eligible, the Change-of-Coverage and Opt-Out Period is also when you can enrol yourself, your spouse, and/or your dependent children in the Plan.

Visit www.studentcare.ca for instructions.

With StudentCare, making a claim is simple! There are four ways to make a claim on our health & dental plan.