Health & Dental Plan
To help Concordia University graduate students pay for the health services they need, the GSA has partnered with Studentcare in order to provide students with extended health and dental coverage. The Plan is designed specifically to fill the gaps in provincial health care (Quebec Medicare) and other basic health-care programs.
All graduate students who are paying tuition fees at Canadian or Quebec rates and GSA association fees, and who have an active registration with Concordia in the Fall or Winter semester, are automatically covered by the GSA Health & Dental Plan. This includes CIPs.
Certain exceptions exist. Please check your student account to confirm if you have been charged the Plan fees.
All international students are eligible to enrol themselves in the Dental Plan. International students covered by provincial medicare may be eligible to enrol in the Health Plan as well.
Among other benefits, the Plan covers:
– Up to 100% for prescription drugs
– 100% for vaccinations, up to $50 per policy year
– Over $2,500 for health practitioners (physiotherapists, chiropractors, athletic therapists, etc.)
– Over $275 in vision care (eye exams, eyeglasses and contact lenses, laser eye surgery)
– Up to $500 in dental care (checkups, cleanings, fillings, extractions, endodontics, periodontics, etc.)
– Travel health coverage (up to $5,000,000 per incident, 120 days per trip), trip cancellation and trip interruption in the event of a medical emergency
Visit www.studentcare.ca for complete details.
How Can I Save More?
You can further enhance your benefits by visiting health professionals who are members of the Dental, Vision, Chiropractic, Physiotherapy, and Psychology Networks. You are covered for the insured portion regardless of the health professional you choose. By consulting a Network member, you will get additional coverage. For example, by visiting a Dental Network member, you will receive an additional 20%-30% off dental services. Visit www.studentcare.ca for more information.
How Much Does It Cost?
The Plan fee for full-year coverage (Sept. 1, 2016 – Aug. 31, 2017) is $292.02. The breakdown is $151.39 for health coverage and $140.63 for dental coverage. New Winter semester students pay $194.68 ($100.93 for health coverage and $93.75 for dental coverage) for coverage from Jan. 1 – Aug. 31, 2017. The cost of the Plan is part of your student fees.
Can I Change My Coverage?
If you are covered by another extended health and/or dental plan (e.g. a parent’s or spouse’s employee plan), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket costs.
Alternatively, you can opt out of the health portion, the dental portion, or the Plan in its entirety during the Change-of-Coverage and Opt-Out Period from Sept. 6 – 23, 2016 (for Fall semester students) or Jan. 9 – 24, 2017 (for new Winter semester students only) and look for the Plan fee to be reversed from your student account.
If you are eligible, the Change-of-Coverage and Opt-Out Period is also when you can enrol yourself, your spouse, and/or your dependent children in the Plan. Only new Winter semester students can enrol themselves and their spouse and/or dependent children from Jan. 9 – 24, 2017 for coverage from Jan. 1 – Aug. 31, 2017. Visit www.studentcare.ca for instructions.
Have More Questions?
Information is available online at www.studentcare.ca or by calling the Studentcare Member Services Centre at (514) 789-8790 or 1 866 795-4437 (toll-free), Mon. – Fri. from 9 am to 5 pm.